How we buy
One loan, a steady flow, or the whole book.
Every structure follows the same six steps and the same bid standard. Pick the one that fits how you lend.
Most sellers start with one loan. Some move to flow once the relationship is set up, and some bring us a pool when they want to recycle a book. The process is the same each time: submit a tape or register the loans in the CorrFirst seller portal, get a bid within 24 hours, and if you accept, deliver the file for diligence. Our bid holds through the commitment period unless diligence finds a material defect.
Structures
Four ways to sell.
Single loans
Submit one loan by tape or the seller portal and get a bid within 24 hours. Any size.
Flow
A standing agreement: you originate to our buy box and sell loans as they close, without renegotiating each one.
Forward
We commit to buy loans before you originate them. Terms are agreed with the desk up front, so you know your exit before you fund.
Bulk
A pool or the whole book, bid loan by loan. Pull loans out or add them and we re-cut the bid without starting over.
Every structure
The same six steps, every time.
- Step 1
Submit
Upload a loan tape, or register your loans in the CorrFirst seller portal.
- Step 2
Get a bid
We send a price on each loan or the pool.
- Step 3
Accept and deliver
If you accept, deliver the loan file.
- Step 4
Diligence
Our AI underwriting reviews the entire file (valuation, construction feasibility where relevant, and every loan condition), and our underwriters clear it.
- Step 5
Purchase
Once diligence is cleared, we buy the loan when the collateral documents are received and cleared.
- Step 6
Servicing transfer
Servicing moves after purchase.
Common questions
How we buy: common questions
Can I re-cut a pool after you bid?
Is there any obligation once I send a tape?
How do forward commitments work?
Do I need to be approved before you bid?
Have a loan that fits? Send it today.
One loan or a full tape. Bid within 24 hours.
