Seller Resources
Guides and tools for lenders selling loans.
How whole-loan sales work for private money lenders: what a buyer needs, what gets kicked out in diligence, and how to sell one loan or a whole book.
Seller tools
The documents approved sellers receive.
Guidelines and matrix
The buy box for every product in one document: loan sizes, leverage, credit and property rules.
Become a SellerTape template
The fields we read on a pool, in a spreadsheet you can fill from your loan system's export.
Become a SellerCollateral file checklist
What a complete loan file looks like at purchase, so nothing holds up diligence.
Become a SellerSeller approval packet
Everything we need to approve you as a seller. It runs alongside your first bid.
Become a SellerSelling loans with construction holdbacks: who funds the draws?
Selling a partially drawn rehab or construction loan means settling who funds the remaining draws. Here is what to agree up front and what to hand over at sale.
Why loans get kicked out in diligence
The most common reasons a loan is removed from a sale during diligence, from appraisal sourcing to environmental reports, and how to catch them before you sell.
How to sell fix & flip loans: what a whole-loan buyer needs
A practical checklist for private lenders selling fix and flip loans: the tape that gets a bid, then the documents and rehab detail diligence checks before purchase.
Selling a single hard money loan vs. a pool
Should you sell loans one at a time or bundle them into a pool? How each approach affects preparation, pricing conversations and the way you manage your book.
Ground-up loans: what buyers check in the budget and draw schedule
On a ground-up construction loan the budget and draw schedule are the business plan. What a whole-loan buyer reviews in each, and how to present them when you sell.
Whole-loan sales vs. a warehouse line
A warehouse line and a whole-loan sale both free up capital, but they work very differently. How each one affects your risk, your balance sheet and your growth.
How full-file AI review speeds up diligence
Why reviewing every page of every loan after a bid is accepted, with AI support and underwriters clearing each finding, makes diligence fast and the bid hold.
What Makes a Loan Tape Price Well: Six Fields Buyers Read First
Two sellers can submit the same collateral and get bids weeks apart. Usually the difference is not the loans. It is the tape. Here is what our trading desk looks at first, and how to hand us a file that prices in a bid within 24 hours.
Flow, Bulk or Forward: Choosing How to Sell Your Production
The same loans can be sold three ways, and the right one depends less on the collateral than on how predictable your production is and how much certainty you need at lock.
How to Prepare a Bulk Trade: From First Look to Settlement
Most of the elapsed time in a bulk trade is spent waiting on things the seller could have assembled before the first conversation. A practical sequence for the whole process.
What Actually Moves Execution on Non-QM and DSCR Paper
On non-agency paper the headline credit metrics matter less than sellers expect, and documentation, cash-flow evidence and payment history matter more. Here is what our desk weighs.
Model-Based Pricing vs. a Manual Desk Bid: What Actually Changes
Both approaches end in a number. What differs is where the number comes from, how much of the pool it actually looked at, and how fast it can be re-cut when the pool changes.
Desk notes
Get the desk notes.
New guides and buy-box changes, by email. Short, occasional, and only about selling loans.
Next step
Have a loan that fits? Send it today.
One loan or a full tape. Bid within 24 hours.
